The PCMP is an ERISA-qualified Self-Insured Medical Expense Reimbursement Program (SIMERP™) designed to encourage employee to be proactive about their health and wellness. By promoting wellness and preventive care, the program helps enhance overall health and well-being while supporting a healthier, more productive workforce.

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Benefits of the PCMP

Employer Benefits:

On average, employers save $650 per W-2 full-time employee annually in payroll taxes—at no out-of-pocket cost. These savings go straight to the bottom line, increasing working capital that businesses can use to sustain operations, invest in growth, improve employee benefits, and strengthen overall financial stability. The program not only reduces expenses but also empowers businesses to reinvest in their future success

Employee Benefits:
Employees receive a wide range of Wellness and Supplemental Benefits at no out-of-pocket cost. These include telehealth services, marriage counseling, weight loss and diabetes counseling, and dependency counseling, all designed to support overall well-being. Additionally, employees have the option to enhance their coverage with Supplemental Benefits such as Universal Life, Short-Term Disability, Accident Coverage, and Critical Illness protection, providing comprehensive health support and financial security. This program ensures employees have access to valuable resources that promote both physical and financial well-being.

Government Benefits:

The program supports economic stability and growth by helping businesses thrive and keep employees working. Payroll and corporate taxes continue to be generated, sustaining tax revenues to fund public services.